<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
	<url><loc>https://finance.net.in/gratuity-eligibility-formula-tax-labour-code/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T10:01:41+00:00</news:publication_date><news:title>Gratuity explained: eligibility, formula, tax and labour code rules</news:title></news:news></url>
	<url><loc>https://finance.net.in/nomination-bank-demat-mutual-funds/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T10:00:34+00:00</news:publication_date><news:title>Nomination for bank accounts, demat and mutual funds explained</news:title></news:news></url>
	<url><loc>https://finance.net.in/dtaa-nri-double-tax-relief-trc-form-41/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T10:00:11+00:00</news:publication_date><news:title>DTAA for NRIs: how double tax relief, TRC and Form 41 work</news:title></news:news></url>
	<url><loc>https://finance.net.in/ways-to-invest-in-gold/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:59:41+00:00</news:publication_date><news:title>Ways to invest in gold: jewellery, ETFs, funds, bonds and digital gold</news:title></news:news></url>
	<url><loc>https://finance.net.in/gold-hallmarking-huid-guide/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:59:24+00:00</news:publication_date><news:title>Gold hallmarking and HUID: purity grades, BIS CARE checks and refunds</news:title></news:news></url>
	<url><loc>https://finance.net.in/debit-card-vs-credit-card-rbi-rules/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:58:51+00:00</news:publication_date><news:title>Debit card vs credit card: RBI rules, safety and billing basics</news:title></news:news></url>
	<url><loc>https://finance.net.in/au-small-finance-bank-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:58:25+00:00</news:publication_date><news:title>AU Small Finance Bank: what it is and how it earns</news:title></news:news></url>
	<url><loc>https://finance.net.in/kyc-what-it-is-how-it-works/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:58:07+00:00</news:publication_date><news:title>KYC explained: what it is and why it is in the news</news:title></news:news></url>
	<url><loc>https://finance.net.in/mea-un-sanctions-lists-banks-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:57:47+00:00</news:publication_date><news:title>How the Ministry of External Affairs passes UN sanctions lists to Indian banks</news:title></news:news></url>
	<url><loc>https://finance.net.in/mark-uyeda-sec-commissioner-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:57:11+00:00</news:publication_date><news:title>What SEC Commissioner Mark T. Uyeda does and why he matters</news:title></news:news></url>
	<url><loc>https://finance.net.in/bharti-airtel-explained-how-it-works/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:56:46+00:00</news:publication_date><news:title>Bharti Airtel explained: how it earns and why it is in focus</news:title></news:news></url>
	<url><loc>https://finance.net.in/city-union-bank-rbi-nod-executive-director/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:55:56+00:00</news:publication_date><news:title>RBI approves Sankaran G as City Union Bank executive director</news:title></news:news></url>
	<url><loc>https://finance.net.in/itc-q2-net-profit-falls-20-percent/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:55:42+00:00</news:publication_date><news:title>ITC Q2 standalone profit falls 20% to ₹4,137.1 crore</news:title></news:news></url>
	<url><loc>https://finance.net.in/india-10-year-bond-yield-7-31-oil/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:55:31+00:00</news:publication_date><news:title>India 10-year bond yield falls 10 bps to 7.31% as oil drops</news:title></news:news></url>
	<url><loc>https://finance.net.in/sbi-research-scrapping-ltcg-tax-cost/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:55:02+00:00</news:publication_date><news:title>SBI Research says scrapping LTCG tax would cost ₹40,000-50,000 crore</news:title></news:news></url>
	<url><loc>https://finance.net.in/au-sfb-vehicle-loan-data-leak/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:54:57+00:00</news:publication_date><news:title>AU Small Finance Bank probes possible data leak of 28.5 lakh loan customers</news:title></news:news></url>
	<url><loc>https://finance.net.in/stocks-in-news-itc-marico-sbi-nse/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:54:52+00:00</news:publication_date><news:title>Stocks in news: ITC profit falls 18.5%, Marico profit rises 31%</news:title></news:news></url>
	<url><loc>https://finance.net.in/apple-shares-fall-q4-margin-guidance/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:54:48+00:00</news:publication_date><news:title>Apple shares fall after hours as margin guidance misses estimates</news:title></news:news></url>
	<url><loc>https://finance.net.in/gold-silver-price-today-city-wise-rates/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:54:41+00:00</news:publication_date><news:title>Gold falls ₹3,200 to ₹1,42,000 per 10 grams; silver slips to ₹1,86,000/kg</news:title></news:news></url>
	<url><loc>https://finance.net.in/sbi-q2-results-profit-estimates-stake-sale/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T09:54:30+00:00</news:publication_date><news:title>SBI Q2 profit seen up to 45% higher on stake-sale gains</news:title></news:news></url>
	<url><loc>https://finance.net.in/rupee-rises-12-paise-94-72-dollar/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:47:09+00:00</news:publication_date><news:title>Rupee gains 12 paise to 94.72 against US dollar in early trade</news:title></news:news></url>
	<url><loc>https://finance.net.in/rba-raises-cash-rate-4-85-percent/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:46:56+00:00</news:publication_date><news:title>RBA raises cash rate by 25 basis points to 4.85%</news:title></news:news></url>
	<url><loc>https://finance.net.in/vujcic-ecb-integration-resilience-speech/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:46:50+00:00</news:publication_date><news:title>ECB&#8217;s Vujčić says deeper EU integration is key to resilience</news:title></news:news></url>
	<url><loc>https://finance.net.in/uae-vat-refund-nationals-new-residences/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:46:44+00:00</news:publication_date><news:title>UAE FTA says VAT refund for citizens&#8217; new homes is faster</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-cooling-off-period-private-invit-ofs/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:46:38+00:00</news:publication_date><news:title>SEBI issues circular on cooling off period for private listed InvIT OFS</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-depository-receipts-reit-invit-framework/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:46:30+00:00</news:publication_date><news:title>SEBI issues frameworks for depository receipts on REIT and InvIT units</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-completion-order-subair-p-inditrade/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:45:47+00:00</news:publication_date><news:title>SEBI issues completion order against Subair P in Inditrade Capital recovery case</news:title></news:news></url>
	<url><loc>https://finance.net.in/south-eastern-coalfields-ipo-drhp-sebi/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:45:42+00:00</news:publication_date><news:title>South Eastern Coalfields files IPO papers; Coal India to sell up to 66.81 crore shares</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-ltcg-tax-foreign-investors-proposal/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T05:45:18+00:00</news:publication_date><news:title>Sebi reportedly urges government to scrap LTCG tax for foreign investors</news:title></news:news></url>
	<url><loc>https://finance.net.in/bitcoin-price-in-inr-2026-11-03/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T03:30:11+00:00</news:publication_date><news:title>Bitcoin at ₹72,68,663, Ether at ₹2,12,923: crypto prices in rupees on 3 November 2026</news:title></news:news></url>
	<url><loc>https://finance.net.in/usd-to-inr-rupee-rates-2026-11-02/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T03:15:14+00:00</news:publication_date><news:title>Dollar at ₹94.91, euro at ₹106.45: rupee reference rates on 2 November 2026</news:title></news:news></url>
	<url><loc>https://finance.net.in/aed-to-inr-gulf-currency-rates-2026-11-02/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T03:00:15+00:00</news:publication_date><news:title>Dirham at ₹25.84, Saudi riyal at ₹25.31: Gulf currency rates in rupees on 2 November 2026</news:title></news:news></url>
	<url><loc>https://finance.net.in/returning-nri-guide-rnor-accounts-foreign-income/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:26:43+00:00</news:publication_date><news:title>Returning NRI guide: RNOR, bank accounts, RFC and foreign income</news:title></news:news></url>
	<url><loc>https://finance.net.in/send-money-to-india-from-abroad/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:14:28+00:00</news:publication_date><news:title>How to send money to India from abroad: routes, costs and tax</news:title></news:news></url>
	<url><loc>https://finance.net.in/residential-status-income-tax-nri-resident-rnor/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:14:07+00:00</news:publication_date><news:title>Residential status for income tax: NRI, resident or RNOR explained</news:title></news:news></url>
	<url><loc>https://finance.net.in/rupee-falls-21-paise-94-97-dollar/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:13:16+00:00</news:publication_date><news:title>Rupee falls 21 paise to 94.97 against US dollar in early trade</news:title></news:news></url>
	<url><loc>https://finance.net.in/uae-federal-resource-planning-digital-project/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:23+00:00</news:publication_date><news:title>UAE finance ministry and HR authority launch federal systems project</news:title></news:news></url>
	<url><loc>https://finance.net.in/binance-resumes-withdrawals-after-6-3-billion-theft/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:20+00:00</news:publication_date><news:title>Binance restarts withdrawals after covering 95% of $6.3 billion theft</news:title></news:news></url>
	<url><loc>https://finance.net.in/gst-collections-october-2026-22-9-percent/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:16+00:00</news:publication_date><news:title>India&#8217;s gross GST collections rise 22.9% to ₹2.31 lakh crore in October</news:title></news:news></url>
	<url><loc>https://finance.net.in/qatar-18th-beps-inclusive-framework-paris/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:11+00:00</news:publication_date><news:title>Qatar&#8217;s tax chief leads delegation to 18th BEPS meeting in Paris</news:title></news:news></url>
	<url><loc>https://finance.net.in/uae-einvoicing-updated-administrative-penalties/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:07+00:00</news:publication_date><news:title>UAE Ministry of Finance announces updated eInvoicing penalties</news:title></news:news></url>
	<url><loc>https://finance.net.in/uae-treasury-sukuk-bonds-october-2026-auction/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:08:03+00:00</news:publication_date><news:title>UAE October Treasury sukuk and bonds auction draws AED 4.54 billion bids</news:title></news:news></url>
	<url><loc>https://finance.net.in/india-forex-reserves-fall-719-75-billion/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:59+00:00</news:publication_date><news:title>India&#8217;s forex reserves fall $1.27 billion to $719.75 billion</news:title></news:news></url>
	<url><loc>https://finance.net.in/au-small-finance-bank-data-leak-probe/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:55+00:00</news:publication_date><news:title>AU Small Finance Bank probes possible vehicle loan data leak</news:title></news:news></url>
	<url><loc>https://finance.net.in/rbi-un-taliban-sanctions-five-entries-amended/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:50+00:00</news:publication_date><news:title>RBI tells lenders to act on UN Taliban sanctions list changes to 5 entries</news:title></news:news></url>
	<url><loc>https://finance.net.in/sec-treasury-clearing-repo-exemptive-relief/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:47+00:00</news:publication_date><news:title>SEC exempts some inter-affiliate and non-US repos from Treasury clearing</news:title></news:news></url>
	<url><loc>https://finance.net.in/jio-platforms-q2-fy27-results-profit/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:41+00:00</news:publication_date><news:title>Jio Platforms Q2 profit rises 14% to ₹8,389 crore, revenue up 11%</news:title></news:news></url>
	<url><loc>https://finance.net.in/ecb-lagarde-to-step-down-february-2027/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:07:18+00:00</news:publication_date><news:title>ECB&#8217;s Lagarde to step down on 7 February 2027</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-digital-accessibility-compliance-extension/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:03:20+00:00</news:publication_date><news:title>SEBI extends timeline for digital accessibility circular compliance</news:title></news:news></url>
	<url><loc>https://finance.net.in/india-services-trade-september-2026/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:03:14+00:00</news:publication_date><news:title>India&#8217;s services exports rise 7.2% to $39,305 million in September</news:title></news:news></url>
	<url><loc>https://finance.net.in/sebi-fpi-kyc-review-periodicity/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:03:08+00:00</news:publication_date><news:title>SEBI rationalises KYC review periodicity for foreign portfolio investors</news:title></news:news></url>
	<url><loc>https://finance.net.in/rbi-ecb-fccb-rdb-data-august-2026/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T07:03:02+00:00</news:publication_date><news:title>RBI releases August 2026 data on ECB, FCCB and rupee bonds</news:title></news:news></url>
	<url><loc>https://finance.net.in/bank-holiday-karwa-chauth-shimla-29-october/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:31:37+00:00</news:publication_date><news:title>Banks closed in Shimla on 29 October for Karwa Chauth</news:title></news:news></url>
	<url><loc>https://finance.net.in/ntpc-green-energy-q2-profit-137-crore/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:31:28+00:00</news:publication_date><news:title>NTPC Green Energy Q2 profit rises 56% to ₹137.5 crore</news:title></news:news></url>
	<url><loc>https://finance.net.in/fomc-explained-how-it-works-gold/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:30:59+00:00</news:publication_date><news:title>FOMC explained: how the US Fed&#8217;s rate panel moves gold</news:title></news:news></url>
	<url><loc>https://finance.net.in/report-online-fraud/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:30:43+00:00</news:publication_date><news:title>How to report online fraud: 1930, your bank and RBI liability rules</news:title></news:news></url>
	<url><loc>https://finance.net.in/loan-prepayment-balance-transfer/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:30:32+00:00</news:publication_date><news:title>Loan prepayment and balance transfer: rules, maths and costs</news:title></news:news></url>
	<url><loc>https://finance.net.in/gold-loan-rules/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:29:45+00:00</news:publication_date><news:title>Gold loan rules: LTV limits, repayment, auction and your rights</news:title></news:news></url>
	<url><loc>https://finance.net.in/home-loan-basics/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:29:30+00:00</news:publication_date><news:title>Home loan basics: eligibility, rates, EMI and the real costs</news:title></news:news></url>
	<url><loc>https://finance.net.in/personal-loan-vs-credit-card-debt/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:29:17+00:00</news:publication_date><news:title>Personal loan vs credit card debt: costs, traps and the way out</news:title></news:news></url>
	<url><loc>https://finance.net.in/credit-score-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:29:00+00:00</news:publication_date><news:title>Credit score explained: how it works and how to fix errors</news:title></news:news></url>
	<url><loc>https://finance.net.in/sip-mutual-fund-basics/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:28:30+00:00</news:publication_date><news:title>SIP and mutual fund basics: how they work and what to check</news:title></news:news></url>
	<url><loc>https://finance.net.in/capital-gains-tax-shares-mutual-funds/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:28:11+00:00</news:publication_date><news:title>Capital gains tax on shares and mutual funds: a plain guide</news:title></news:news></url>
	<url><loc>https://finance.net.in/hra-exemption-home-loan-tax-benefits/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:25:39+00:00</news:publication_date><news:title>HRA exemption and home loan tax benefits: how to claim both</news:title></news:news></url>
	<url><loc>https://finance.net.in/tds-explained-form-26as-ais/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:25:23+00:00</news:publication_date><news:title>TDS explained: salary, FD interest, rent, Form 26AS and AIS</news:title></news:news></url>
	<url><loc>https://finance.net.in/how-to-file-income-tax-return-online/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:25:04+00:00</news:publication_date><news:title>How to file income tax return online: forms, AIS, deadlines, refunds</news:title></news:news></url>
	<url><loc>https://finance.net.in/new-tax-regime-vs-old-tax-regime/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:24:49+00:00</news:publication_date><news:title>New tax regime vs old tax regime: slabs, deductions and how to choose</news:title></news:news></url>
	<url><loc>https://finance.net.in/upi-explained-limits-pin-scams-refunds/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:24:33+00:00</news:publication_date><news:title>UPI explained: limits, PIN safety, scams and how refunds work</news:title></news:news></url>
	<url><loc>https://finance.net.in/nre-nro-fcnr-accounts-nri-guide/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:24:17+00:00</news:publication_date><news:title>NRE, NRO and FCNR accounts: which one an NRI needs and why</news:title></news:news></url>
	<url><loc>https://finance.net.in/fixed-deposit-guide-types-tax-insurance/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:24:01+00:00</news:publication_date><news:title>Fixed deposits explained: types, early withdrawal, tax and insurance</news:title></news:news></url>
	<url><loc>https://finance.net.in/post-office-monthly-income-scheme-time-deposit/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:23:43+00:00</news:publication_date><news:title>Post Office Monthly Income Scheme and Time Deposit explained</news:title></news:news></url>
	<url><loc>https://finance.net.in/nsc-and-kvp-guide/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:23:26+00:00</news:publication_date><news:title>NSC and KVP explained: maturity, interest, transfer and tax rules</news:title></news:news></url>
	<url><loc>https://finance.net.in/senior-citizens-savings-scheme-rules/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:22:58+00:00</news:publication_date><news:title>Senior Citizens Savings Scheme: eligibility, limits, interest and tax</news:title></news:news></url>
	<url><loc>https://finance.net.in/sukanya-samriddhi-yojana-rules/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:22:41+00:00</news:publication_date><news:title>Sukanya Samriddhi Yojana: eligibility, deposits, withdrawals and tax</news:title></news:news></url>
	<url><loc>https://finance.net.in/ppf-account-rules/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:22:25+00:00</news:publication_date><news:title>PPF account rules: deposits, withdrawals, loans and tax explained</news:title></news:news></url>
	<url><loc>https://finance.net.in/norges-bank-investment-management-jio-ipo/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:22:09+00:00</news:publication_date><news:title>Norway&#8217;s NBIM was among anchor investors in Jio Platforms IPO</news:title></news:news></url>
	<url><loc>https://finance.net.in/eaaa-india-alternatives-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:21:43+00:00</news:publication_date><news:title>EAAA India Alternatives: what the company does and how its IPO works</news:title></news:news></url>
	<url><loc>https://finance.net.in/ecb-what-it-is-how-it-works/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:21:27+00:00</news:publication_date><news:title>The ECB explained: what it does and why it is in the news</news:title></news:news></url>
	<url><loc>https://finance.net.in/ipo-employee-shareholder-quota-explained/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T04:20:56+00:00</news:publication_date><news:title>How employee and shareholder quotas work in an IPO</news:title></news:news></url>
	<url><loc>https://finance.net.in/bitcoin-price-in-inr-2026-11-02/</loc><news:news><news:publication><news:name>Finance.net.in</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-02T03:30:11+00:00</news:publication_date><news:title>Bitcoin at ₹74,54,342, Ether at ₹2,18,940: crypto prices in rupees on 2 November 2026</news:title></news:news></url>
</urlset>
