Banks closed in Shimla on 29 October for Karwa Chauth

Bank branches in Shimla, Himachal Pradesh, were closed on Thursday, 29 October 2026, for Karwa Chauth. UPI and net banking kept working. See what else is due.

Closed bank branch with a smartphone and rupee symbol, representing a regional bank holiday
Branches in Shimla were shut for Karwa Chauth while digital banking continued. Illustration: AI-generated.

Key points

  • Bank branches in Shimla, Himachal Pradesh, were closed on Thursday, 29 October 2026, for Karwa Chauth, according to the RBI holiday schedule.
  • The holiday was regional and did not apply across the country.
  • Digital services such as UPI, mobile banking and net banking stay available when branches are shut.
  • Banks are due to be closed for 16 days in November 2026, according to Mint's reading of the RBI calendar.

What happened

Bank branches in Shimla, Himachal Pradesh, were closed on Thursday, 29 October 2026, for Karwa Chauth, according to the Reserve Bank of India (RBI) holiday schedule, as reported by Mint and CNBC-TV18.

The closure covered public and private lenders, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Canara Bank and Bank of Baroda, Mint reported. It was a regional holiday, so branches elsewhere followed their own local calendars.

Mint also noted the next closures: 31 October (Saturday) in Ahmedabad, Gujarat, for Sardar Vallabhbhai Patel’s birthday, and 1 November across India, which is a Sunday.

Bank branches in Shimla, Himachal Pradesh, were closed on Thursday, 29 October 2026, for Karwa Chauth, according to the RBI h

What it means for you

Branch work such as cash deposits and withdrawals, document submission and anything needing in-person verification had to wait until the branch reopened, CNBC-TV18 said.

Digital services continue on bank holidays. You can send and receive money through UPI or your bank’s app, and use net banking. Electronic transfers through NEFT and RTGS can be started through digital channels, subject to each bank’s procedures. UPI may occasionally pause for scheduled maintenance, which banks announce in advance.

Banks also remain shut on every Sunday and on the second and fourth Saturdays of each month.

Background

The RBI releases its annual bank holiday list in January. Holidays differ by state and city depending on local festivals, so it is sensible to check your own branch before visiting.

For November 2026, Mint counted 16 closure days including weekends and regional holidays. Key dates it listed:

  • 9 November: Diwali-related holidays in cities including Agartala, Bhopal, Chandigarh, Jaipur, Kanpur and Lucknow.
  • 10 November: Bali Pratipada and related occasions in cities including Ahmedabad, Bengaluru, Mumbai and Nagpur.
  • 16 November: Chhath Puja in Patna and Ranchi.
  • 24 November: Guru Nanak Jayanti and other observances in many cities, including New Delhi, Mumbai, Kolkata and Hyderabad.
  • 14 and 28 November (Saturdays) and the Sundays: closed across India.

What it means for you

If you live outside Shimla, your branch was not affected by the Karwa Chauth holiday. For any branch visit, check the city-wise RBI list, as many November dates differ by location. UPI and net banking work as usual on holidays.

Frequently asked questions

Were banks closed across India on 29 October 2026?

No. According to the RBI schedule as reported, only branches in Shimla, Himachal Pradesh, were closed for Karwa Chauth.

Can I use UPI when banks are closed?

Yes. UPI and bank apps work round the clock on holidays, though occasional scheduled maintenance can interrupt them.

How many bank holidays are there in November 2026?

Mint reported 16 closure days in November 2026, counting regional holidays and weekend closures, per the RBI calendar.

Sources

  1. Bank Holiday on Karwa Chauth 29 Oct 2026 Thursday: Not open! Check state, region where branches will remain closed — Mint — Money
  2. Bank holiday on October 29, 2026: Will banks remain closed for Karwa Chauth? Check state-wise list — CNBC-TV18 — Personal Finance
  3. Bank Holiday tomorrow: Open or closed on Karwa Chauth 29 Oct 2026 Thursday? — Mint — Money
  4. Karwa Chauth 2026 Bank Holiday: Are Banks Open Or Closed On October 29? — NDTV Profit

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This article is for information only and is not investment, tax or legal advice. Figures are from the sources linked above as of the publish or update time. Please verify with official sources or a qualified adviser before making financial decisions.